Free tool

Refinance savings calculator

See how much a lower rate saves you each month and over the loan, and how quickly the saving pays back your switching costs.

Your numbers
Loan balance$500,000
Current rate (% per year)6.5
New rate (% per year)5.8
Years remaining25
Switching costs$800
$215
lower repayment per month
$2,585
saved per year
$63,814
saved over the term, after costs
Dropping from 6.5% to 5.8% saves about $215 a month and pays back the $800 switching cost in 3.7 months. Brokers run refinance numbers daily - CallNote writes the file note from the call.
General guidance, not legal or financial advice. These figures are an estimate based on the numbers you enter, to help you weigh up the time involved. CallNote receives the transcript your call system already made - it does not record or transcribe the call.
The maths only runs one way

Stop writing the note. CallNote does it on every call.

CallNote turns the transcript your phone or meeting system already made into a finished, compliance-ready file note in about two minutes. Every call you take, that is roughly ten minutes of revenue work handed back to you, so it pays for itself before you hang up.

No credit card. Unlimited notes. Built in Australia.