Free tool

Offset account savings calculator

See how much interest an offset account saves you and how many years it cuts off your home loan, from your average offset balance.

Your numbers
Loan amount$600,000
Interest rate (% per year)6
Average balance in your offset$40,000
$168,306
interest saved
3.8
years off the loan
26.2
paid off in (years)
Keeping $40,000 in an offset against a $600,000 loan at 6.0% saves about $168,306 and clears it 3.8 years sooner - your savings do the work. Brokers walk clients through this on review calls; CallNote writes the file note from the transcript.
General guidance, not legal or financial advice. These figures are an estimate based on the numbers you enter, to help you weigh up the time involved. CallNote receives the transcript your call system already made - it does not record or transcribe the call.
The maths only runs one way

Stop writing the note. CallNote does it on every call.

CallNote turns the transcript your phone or meeting system already made into a finished, compliance-ready file note in about two minutes. Every call you take, that is roughly ten minutes of revenue work handed back to you, so it pays for itself before you hang up.

No credit card. Unlimited notes. Built in Australia.