Free tool

Comparison rate calculator

See the true cost of a loan once fees are folded into the rate. Turns an advertised rate plus upfront and ongoing fees into a comparison rate.

Your numbers
Loan amount$600,000
Advertised interest rate (% per year)6
Loan term (years)30
Upfront fees$600
Ongoing fee per month$10
6.0%
comparison rate
$3,597
advertised monthly repayment
$1,299,229
total cost incl. fees
The advertised 6.0% becomes a 6.0% comparison rate once fees are folded in. The comparison rate is the honest cost to compare loans on - brokers explain it constantly, and CallNote writes the file note of that call from the transcript.
General guidance, not legal or financial advice. These figures are an estimate based on the numbers you enter, to help you weigh up the time involved. CallNote receives the transcript your call system already made - it does not record or transcribe the call.
The maths only runs one way

Stop writing the note. CallNote does it on every call.

CallNote turns the transcript your phone or meeting system already made into a finished, compliance-ready file note in about two minutes. Every call you take, that is roughly ten minutes of revenue work handed back to you, so it pays for itself before you hang up.

No credit card. Unlimited notes. Built in Australia.