Free tool

Borrowing power calculator

Get an indicative figure for how much you could borrow, from your income, living expenses and other repayments. A starting point for the broker conversation.

Your numbers
Take-home income per month$9,000
Living expenses per month$4,500
Other loan / card repayments per month$0
Assessment rate (% per year)6.5
$711,949
indicative borrowing power
$4,500
monthly repayment it assumes
$908,051
total interest over 30 years
On these numbers you could borrow roughly $711,949 over 30 years. Indicative only - lenders add an assessment buffer above the real rate and use their own expense benchmarks (HEM), so a broker's figure will differ. CallNote turns that conversation into a file note in two minutes.
General guidance, not legal or financial advice. These figures are an estimate based on the numbers you enter, to help you weigh up the time involved. CallNote receives the transcript your call system already made - it does not record or transcribe the call.
The maths only runs one way

Stop writing the note. CallNote does it on every call.

CallNote turns the transcript your phone or meeting system already made into a finished, compliance-ready file note in about two minutes. Every call you take, that is roughly ten minutes of revenue work handed back to you, so it pays for itself before you hang up.

No credit card. Unlimited notes. Built in Australia.