Free tool
Refinance break-even calculator
See how many months it takes for the saving from a lower rate to pay back your switching costs - the number that tells you if refinancing is worth it.
Your numbers
$237
lower repayment per month
4.2
months to break even on costs
$13,215
net saving over 5 years
Dropping from 6.5% to 5.8% saves about $237 a month, so the $1,000 switching cost pays back in roughly 4.2 months. Brokers run this on refinance calls - CallNote writes the file note straight from the transcript.
General guidance, not legal or financial advice. These figures are an estimate based on the numbers you enter, to help you weigh up the time involved. CallNote receives the transcript your call system already made - it does not record or transcribe the call.
The maths only runs one way
Stop writing the note. CallNote does it on every call.
CallNote turns the transcript your phone or meeting system already made into a finished, compliance-ready file note in about two minutes. Every call you take, that is roughly ten minutes of revenue work handed back to you, so it pays for itself before you hang up.
No credit card. Unlimited notes. Built in Australia.