Free tool

Investment property cash flow calculator

See whether an investment property is positively or negatively geared - the weekly cost out of pocket after rent, interest, costs and the tax effect.

Your numbers
Rent per week$600
Investment loan amount$600,000
Interest rate (% per year)6.2
Other costs a year (rates, strata, mgmt, insurance)$6,000
Your marginal tax rate (%)37
$-12,000
cash flow before tax (a year)
$4,440
tax effect (refund if negatively geared)
$-145
after-tax result per week
This property runs at about a $12,000 loss before tax. At a 37% marginal rate that returns roughly $4,440, so it costs around $145 a week out of pocket after tax - that is negative gearing. A rough guide only (ignores depreciation, capital growth and CGT); the accountant runs the real numbers, and CallNote writes the file note of that call.
General guidance, not legal or financial advice. These figures are an estimate based on the numbers you enter, to help you weigh up the time involved. CallNote receives the transcript your call system already made - it does not record or transcribe the call.
The maths only runs one way

Stop writing the note. CallNote does it on every call.

CallNote turns the transcript your phone or meeting system already made into a finished, compliance-ready file note in about two minutes. Every call you take, that is roughly ten minutes of revenue work handed back to you, so it pays for itself before you hang up.

No credit card. Unlimited notes. Built in Australia.