Free tool
Interest-only vs P&I calculator
Compare interest-only repayments now against principal and interest, and see how much extra interest interest-only costs over the life of the loan.
Your numbers
$3,000
interest-only repayment
$3,866
repayment after IO ends
$44,713
extra interest vs P&I from day one
Interest-only keeps repayments at $3,000 for 5 years, then jumps to $3,866 - and costs about $44,713 more interest over the loan. Brokers weigh this up on every investor call; CallNote turns it into a file note automatically.
General guidance, not legal or financial advice. These figures are an estimate based on the numbers you enter, to help you weigh up the time involved. CallNote receives the transcript your call system already made - it does not record or transcribe the call.
The maths only runs one way
Stop writing the note. CallNote does it on every call.
CallNote turns the transcript your phone or meeting system already made into a finished, compliance-ready file note in about two minutes. Every call you take, that is roughly ten minutes of revenue work handed back to you, so it pays for itself before you hang up.
No credit card. Unlimited notes. Built in Australia.